Contact Us:  (985) 878-9474​
First State Agency, Inc.
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    • Report a Claim
    • Make a Payment
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Contact My Carrier
    • Online Documents
    • Free Consultation
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    • Trucking >
      • Trucking Insurance
      • Dump Trucks Insurance
      • Local/Intermediate
      • Long Haul Insurance
      • Freight Forwarders Insurance
      • Bus/Limos Insurance
    • Vehicles >
      • Auto Insurance
      • ATV Insurance
      • Classic Car Insurance
      • Motorcycle Insurance
      • RV Insurance
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      • Inland Marine/Equipment Floater Insurance
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Umbrella Insurance

Umbrella insurance offers the ultimate peace of mind. Eliminate the gaps and insufficient limits on all your policies. You'll be amazed at how affordable coverage can be.
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What is Umbrella Insurance?

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Umbrella insurance refers to liability insurance that is in excess of specified other policies and also potentially primary insurance for losses not covered by the other policies.

When an insured is liable to someone, the insured's primary insurance policies pay up to their limits and any additional amount is paid by the umbrella policy up to the limit of the umbrella policy.

Common Situations Protected by Umbrella Insurance:

  • Motor vehicle accidents with excessive physical damage, bodily injuries, or death.
  • Slip and fall accidents on your property.
  • Boating Accidents.
  • Swimming Pool Accidents.
  • Physical damage or bodily injury caused by your dog.
  • Slander, libel, and defamation lawsuits.
  • Judgments that exceed the limits of your auto or home policies.

Contact us to learn more about the right umbrella insurance for you.
(985) 878-9474
1-888-878-1963 
PO Box 37
439 W Railroad Ave
Independence, LA 70443​​
Click Here to Email Us
Umbrella Insurance Quote
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Contact Us

First State Agency, Inc.
PO Box 37
439 W Railroad Ave
Independence, LA 70443
(985) 878-9474
1-888-878-1963
Click Here to Email Us

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Independence Louisiana US Route 51 photo by DwayneP | CC-BY-3.0 | Website by InsuranceSplash